Cowan Railroad Musem

Frequently Asked Questions

How much money do I need to get into a house?

Total costs can range from $1,100 to $2,000.

Cowan Development requires first month rent plus a security deposit (equal to monthly rent plus $50).

All utilities must be transfered to your name before we can give you keys.

  • Duck River Electric requires a $10 membership fee, plus deposit (ranges from $300 up).
  • Cowan Public Utilities has a $150 deposit, plus $50 cut-on fee.
  • Elk River Utility will require a deposit and $50 cut on fee for those houses with Gas Heat.

Can I apply online?

No. We need your actual signature on the application form.

However, you can complete the form online, then print and sign the form.

Do you allow pets?

Cowan Development does not allow pets in any of our apartments.

One small pet is permitted in our houses. We do not allow outside dogs or cats. Dogs must be under 55 pounds and over 1 year old.
There is a $150 pet fee (one time charge, non-refundable).

Do you have any rentals that include utilities?

You pay all utilities on the majority of our rentals.
There are only 3 apartments that include utilities, but these seldom are available.

Any furnished rentals by the week?

No. All of our properties are unfurnished (except for kitchen applicances), and we require a one-year lease.

What do you look for in an applicant?

  1. Steady work record, preferably 1 year or more at the same job
  2. Income at least three to four times rent. (If rent is $400 a month, we look for a minimum monthly income of $1,200 to $1,600.)
  3. Sound credit.
  4. No criminal history.

What would disqualify me?

All applications are considered on an individual basis, but your application may be denied for the following:

  1. Incomplete or inaccurate information on the application.
  2. Felony or sex offender convictions.
  3. Previous evictions.
  4. Unpaid court cases or judgements against you. (If someone filed a court case against you and they won, all monies must be paid in full.)

If you have additional questions...

Email us (bottom right corner) or call 931-967-1560.